We have created the most complete list of lenders currently willing to refinance student loan debt. Don’t worry about the impact on your credit score of applying to multiple lenders: so long as you complete all of your applications within 14 days, it will only count as one inquiry on your credit score.You can see the full list of lenders below, but we recommend you start here, and check rates from the top 4 national lenders offering the lowest interest rates.In reality, though, not that many people end up being eligible.Requirements vary depending on the type of loan, but most offer forgiveness for those employed in certain public-service occupations.Student debt has reached an all-time high in the U. of late, with an estimated 40 million people now owing an average balance of ,000, according to credit report company Experian.With student loans soaring, debt-saddled students and graduates are desperate for any strategy that may help them escape their burden.However, our team also researched other institutions and found some good alternatives for people that want to consider all options before they begin the process of refinancing or consolidating student loans. If you’re concerned about lowering your monthly loan payments, consolidation could be a good option for you.
“I have private student loans, are you able to help me find a way to consolidate to get a lower interest rate? “I see all these programs for federal loans, but what if you have private student loans with two different banks?It’s hard enough to start a career or raise a family, and when a large chunk of your income is going toward student loans every month, it can feel downright impossible.To help ease the burden of student loan payments, many borrowers opt to consolidate or refinance their student loans.For example, borrowers with federal student loans can take advantage of federal income-driven repayment programs, or benefits like loan forgiveness, which borrowers with private student loans typically don’t have access to.It looks like we're having some trouble accessing your Credit Karma account.Most loans can be discharged in the following situations:"Circumstances beyond the borrower's control" do not include things like having to drop out of college before graduation or inability to find a job after graduation.